Choosing the right network hospital is one of the most important steps in ensuring a smooth cashless claim experience under corporate health insurance. Yet, many employees are unaware of which hospitals fall under their insurer’s network. This lack of awareness often results in claim delays, out-of-pocket expenses, and even claim rejections. Pazcare solves this by making network hospital discovery simple, accurate, and accessible for every employee.
Choosing the right network hospital is one of the most important steps in ensuring a smooth cashless claim experience under corporate health insurance. Yet, many employees are unaware of which hospitals fall under their insurer’s network. This lack of awareness often results in claim delays, out-of-pocket expenses, and even claim rejections. Pazcare solves this by making network hospital discovery simple, accurate, and accessible for every employee.
What is a network hospital in corporate health insurance?
Under a corporate health insurance policy, the insurer partners with selected hospitals to offer cashless treatments. These hospitals are known as network hospitals.
Visiting a network hospital allows employees to enjoy several benefits, including:
Faster cashless approvals
Minimal paperwork
Reduced out-of-pocket expenses
Better utilization of their corporate health insurance coverage
However, when employees visit a non-network hospital, the treatment generally falls under reimbursement. This means employees must pay upfront and apply for reimbursement later, making the process longer and more stressful.
Why employees struggle to choose the right network hospital
Even though choosing a network hospital is crucial for a smooth cashless claim experience, many employees still face challenges such as:
Outdated or difficult-to-navigate insurer hospital lists
Unclear information on which hospitals support cashless services
Emergency situations where employees must decide quickly without checking network availability
Because of these gaps, employees often end up choosing non-network hospitals, which leads to:
Additional documentation and follow-ups for claim approval
This makes accurate and timely network hospital awareness one of the most important factors for successful claim processing.
How does Pazcare solve this problem?
Pazcare improves network hospital awareness through simple tools, real-time insights, and round-the-clock support. This ensures employees always know which hospitals are eligible for cashless treatment under their corporate health insurance plans.
1. Real-time network hospital finder
Pazcare provides an easy-to-use hospital search tool where employees can check network hospitals based on location, specialty and Insurer tie ups.
All information is updated in real time, so employees no longer depend on old PDFs or outdated insurer websites.
Pazcare integrates directly with insurers and TPAs to ensure the hospital list is current at all times. This eliminates confusion that arises from inconsistent or outdated lists found online.
Additional feature:
Blacklisted hospital check: Employees can also view hospitals that are blacklisted by insurers or TPAs. This prevents them from visiting a hospital where claims may be rejected due to compliance issues or past fraudulent activities.
2. Cashless eligibility checks
Before visiting a hospital, employees can instantly check whether cashless treatment is available under their specific corporate health insurance plan. This prevents last-minute surprises at the hospital.
3. 24×7 support for hospital coordination
Pazcare’s claims support team assists employees throughout the entire hospitalization journey. The team helps:
Confirm cashless availability
Coordinate with the hospital’s insurance desk
Explain necessary documents for approval
Speed up the overall approval process
This support is especially helpful during emergencies.
4. HR tools for better employee awareness
Pazcare also gives HR teams simple tools to:
Share updated network hospital lists
Train employees during onboarding
Reduce confusion and administrative workload
This creates a more informed and empowered employee base.
Conclusion
Lack of network hospital awareness is one of the biggest reasons for claim rejections under corporate health insurance. Pazcare bridges this gap through technology, real-time updates, and dedicated support, ensuring that employees always make informed hospital choices. By simplifying hospital discovery and improving claim experiences, Pazcare helps employees feel more confident and supported in their healthcare journey.
Palak is passionate about driving conversations around employee health, wellness, and HR trends. With experience in content and growth strategy, her insights have been published in leading platforms, including The Times of India. Through her writing, she shows how small shifts in employee benefits can create lasting impact on workplace health and productivity.
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Some hospitals have tie-ups with either TPAs or health insurance companies. If you choose to get treated in a network hospital, you can get the cashless treatment done and your insurance company will directly settle the bills at the hospital.
Are the network hospitals cashless?
Yes, in the network hospitals you get a cashless treatment facility.
How is a claim settled in a non-network hospital?
If you get your treatment in a non-network hospital, then you can apply for reimbursement claims. You must have all the original bills from the hospital with you. All the bills should be cleared at the hospital beforehand. By submitting proof of identification and the original bills to your insurer, the claim would be directly settled in your bank account.
How will my claim get settled in a network hospital?
Your claim will directly get settled in a network hospital by your insurer upon verification of the documents.
Are non-network hospital claims settled at the hospital?
No, every non-network claim will be settled directly in your bank account after verification is done. Make sure that you carry original hospital bills when you go to apply for the same.
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Choosing the right network hospital is one of the most important steps in ensuring a smooth cashless claim experience under corporate health insurance. Yet, many employees are unaware of which hospitals fall under their insurer’s network. This lack of awareness often results in claim delays, out-of-pocket expenses, and even claim rejections. Pazcare solves this by making network hospital discovery simple, accurate, and accessible for every employee.
What is a network hospital in corporate health insurance?
Under a corporate health insurance policy, the insurer partners with selected hospitals to offer cashless treatments. These hospitals are known as network hospitals.
Visiting a network hospital allows employees to enjoy several benefits, including:
Faster cashless approvals
Minimal paperwork
Reduced out-of-pocket expenses
Better utilization of their corporate health insurance coverage
However, when employees visit a non-network hospital, the treatment generally falls under reimbursement. This means employees must pay upfront and apply for reimbursement later, making the process longer and more stressful.
Why employees struggle to choose the right network hospital
Even though choosing a network hospital is crucial for a smooth cashless claim experience, many employees still face challenges such as:
Outdated or difficult-to-navigate insurer hospital lists
Unclear information on which hospitals support cashless services
Emergency situations where employees must decide quickly without checking network availability
Because of these gaps, employees often end up choosing non-network hospitals, which leads to:
Additional documentation and follow-ups for claim approval
This makes accurate and timely network hospital awareness one of the most important factors for successful claim processing.
How does Pazcare solve this problem?
Pazcare improves network hospital awareness through simple tools, real-time insights, and round-the-clock support. This ensures employees always know which hospitals are eligible for cashless treatment under their corporate health insurance plans.
1. Real-time network hospital finder
Pazcare provides an easy-to-use hospital search tool where employees can check network hospitals based on location, specialty and Insurer tie ups.
All information is updated in real time, so employees no longer depend on old PDFs or outdated insurer websites.
Pazcare integrates directly with insurers and TPAs to ensure the hospital list is current at all times. This eliminates confusion that arises from inconsistent or outdated lists found online.
Additional feature:
Blacklisted hospital check: Employees can also view hospitals that are blacklisted by insurers or TPAs. This prevents them from visiting a hospital where claims may be rejected due to compliance issues or past fraudulent activities.
2. Cashless eligibility checks
Before visiting a hospital, employees can instantly check whether cashless treatment is available under their specific corporate health insurance plan. This prevents last-minute surprises at the hospital.
3. 24×7 support for hospital coordination
Pazcare’s claims support team assists employees throughout the entire hospitalization journey. The team helps:
Confirm cashless availability
Coordinate with the hospital’s insurance desk
Explain necessary documents for approval
Speed up the overall approval process
This support is especially helpful during emergencies.
4. HR tools for better employee awareness
Pazcare also gives HR teams simple tools to:
Share updated network hospital lists
Train employees during onboarding
Reduce confusion and administrative workload
This creates a more informed and empowered employee base.
Conclusion
Lack of network hospital awareness is one of the biggest reasons for claim rejections under corporate health insurance. Pazcare bridges this gap through technology, real-time updates, and dedicated support, ensuring that employees always make informed hospital choices. By simplifying hospital discovery and improving claim experiences, Pazcare helps employees feel more confident and supported in their healthcare journey.